A cash loan intended to finance dental, medical, aesthetic, rehabiliy and veterinary services for individual clients. Funds are transferred to the bank account of the service provider (clinic). Possible repayment periods: from 6 to 60 months. Loan amount: from PLN 450 to PLN 50,000. The decision on granting the loan is issued by phone after a credit history analysis in credit information databases (BIK, BIG, KRD) and also an analysis of documents confirming the source and amount of income, as well as the amount of liabilities. Price: depends on the scoring, the amount of the loan and the repayment period. Repayment in equal installments. There is no insurance and no collateral of the loan.
MedKarta is a variant of MediRaty and it is dedicated to dental surgeries. Thanks to this variant, the client has an option to pay smaller amounts for visits in dental surgeries thanks to a registration on a special website. Formally, this is a loan limit, which is made available to the client of a dental surgery after registering on the website. Funds from the limit may be used by the client to finance dental services in the surgery which has given MedKart to the client.
Payment of funds – to the Service Provider’s bank account. Repayment period from 2 to 60 months. Loan amount: from PLN 150 to PLN 10,000 (limit). The decision on granting is made after analysis of the credit history in the credit information bases (BIK) and the statement on the amount and source of income, as well as the amount of liabilities. The cost of the loan is 1- 1.5% – depending on the period and amount. Repayment in equal installments. There is no material security and there is no insurance. Distinction: it is a combination of a loyalty program and a system of payments for dental services.
A cash loan intended to finance the current needs which are related to the medical activity of the borrower – a doctor who performs medical activities. Paid to the borrower’s bank account. Repayment period: 12, 24, 36, 48 or 60 months in equal installments. Loan amount: PLN 1,000 to PLN 300,000. Verification: BIK, BIG, CEiDG , Medical Chamber (PWZ). Total cost (with a rreparatory fee and interest rate) : 1.2% per month. There is no insurance and no collateral of the loan.
Guarantor: optionally. Paid to the borrower’s bank account : up to 48 hours. Procedure: telephone verification and decision. Contract sent by courier. Check list: statement of income and business activity.